You get a loan for $100,000 at 6% for 30 years fixed with $3000 in loan fees paid at closing. What is the APR of the loan?

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Answer for 10/21/2013 problem:

(N=180,I=4,PV=150,000,FV=0) PMT = $1109.53

(N=360,I=4.5,PV=150,000,FV=0) PMT = $760.03

Difference $349.50